Loan for the self-employed without credit check – is this possible?
For a long time now, it has not been the case that Germany’s citizens can expect to get a permanent job after their education. So in recent years there has been an increase in business start-ups and commercial registrations. However, such a business startup is often not only the actual will to become self-employed, but for many also the last way out of crediter.
The credit and the collateral
Self-employed people can usually not provide a steady proof of income. Therefore, they often fall through the grid of banks when it comes to applying for a loan. Especially the people who have become independent after crediter and now need a loan to get their business really going or to make larger purchases for the business, are faced with the problem of being unable to obtain credit, as the credit bureau Information another language speaks. Is there a solution for this case?
The loan for the self-employed without credit check
The solution is called “Self-employed credit without credit check”. Such loans are advertised on the Internet and come in most cases from abroad. In fact, they can be the solution to the problem, although the self-employed person can not provide a regular income that could be evidenced by salary ranges. In this case, the lenders in Switzerland or in Austria provide other collateral or request documents from the tax office from which an average income can be calculated.